Mobiles Bezahlen

Pay securely with your Android smartphone using Mobiles Bezahlen, the mobile payment app from S-Payment GmbH. Register your debit or credit cards from participating German savings banks or BW-Bank, then tap to pay at any contactless-enabled checkout. No cash, no wallet—just your phone.

Payment is as secure as swiping your physical card. Simply unlock your smartphone, hold it near the card reader, and wait for confirmation. The transaction completes instantly, with the same fraud protection and card limits you'd have offline. You can pay even when internet is unavailable, making this app useful for travel, everyday shopping, or emergencies.

Take control of your spending with Card Control, a built-in security feature that lets you set rules for where, when, and how your digital cards are used. Restrict payments abroad, block online transactions, or disable cash withdrawals—all adjustable in seconds from within the app. If a card is lost or stolen, block it immediately through your online banking portal.

Track every transaction with an overview of your last 50 payments across all registered cards. This makes it easy to spot unauthorized activity and manage your budget at a glance.

Need quick cash? The app offers an express loan option at participating savings banks. Apply for €500 to €3,000 directly in the app, receive the funds within minutes, and repay within 30 days—all without visiting a branch.

Mobiles Bezahlen works in both light and dark mode, adapting to your device preferences. The interface is straightforward: register once, then tap and go at checkout. Your online banking PIN protects access to your card details, and your savings bank or BW-Bank credentials secure the entire setup.

Requirements are minimal: Android with NFC support, a checking account with German online banking from a savings bank or BW-Bank, and a valid debit or credit card from the same institution. Supported TAN methods include chipTAN (with QR support) and pushTAN 2.0 for two-factor authentication. Users must be at least 13 years old.

Note that app usage may incur charges depending on your bank's terms, and Mobiles Bezahlen cannot be installed on rooted devices for security reasons. The app is available exclusively for customers of German savings banks and BW-Bank.

Start paying with Mobiles Bezahlen today and leave your wallet at home.